关于金融机构借款合同
Loan Agreement between Financial Institution and Debtor
This Loan Agreement (“Agreement”) is dated as of [date] and is entered into by and between [name of lending institution], a financial institution having its principal office at [address] (“Financial Institution”), and [name of debtor], a legal entity having its principal office at [address] (“Debtor”).
WITNESSETH THAT:
WHEREAS, Financial Institution desires to extend to Debtor a loan in the principal amount of [principal loan amount] (the “Loan”), and Debtor desires to accept such loan from Financial Institution;
NOW THEREFORE, in consideration of the mutual covenants and agreements herein set forth and for other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged by both Financial Institution and Debtor, the parties agree as follows:
1. Loan Amount. Financial Institution promises to loan Debtor the sum of [principal loan amount] (the “Loan”).
2. Interest Rate. Debtor shall pay to Financial Institution interest at a rate of [interest rate] per annum.
3. Repayment Terms. The Loan shall be payable in [number of payments] installments of [installment amounts] each, with the first installment due and payable on [payment date] and each successive installment due and payable on the same date each [period] thereafter, until fully paid.
4. Default. In the event of default by Debtor in the payment of any installment of the Loan, all unpaid principal and interest remaining due to Financial Institution shall become immediately due and payable, it being specifically understood and agreed to by Debtor that Financial Institution does not waive its demand for payment of the entire principal amount of the Loan.
5. Late Charges. In the event of the default of any installment payment, Debtor shall pay to Financial Institution a fee of [amount] for each late payment.
6. Prepayment. Debtor may prepay all or any part of the Loan at any time, upon giving Financial Institution at least [minimum notice period] prior written notice of such prepayment.
7. No Waiver. No waiver of any of the terms or conditions of this Agreement shall be effective unless in writing and signed by Financial Institution and no such waiver shall be deemed to have been granted unless and until same shall have been made a matter of record in the form of a written agreement signed by Financial Institution.
8. Governing Law. This Agreement and all matters arising out of or relating to this Agreement shall be governed by the laws of the [State].
IN WITNESS WHEREOF, the parties have executed this Agreement as of the day and year first above written.
Financial Institution:
___________________
[Name]
Debtor:
___________________
[Name]