Search results for keyword: insurer
deferred annuity
Deferred annuities are a type of insurance product that offer income protection during retirement. They provide a guaranteed income stream for a certain period of time, typically 10 years or longer, and are often recommended as a way to diversify retirement savings.
Deferred annuities are a type ......
11/07/2023 
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Zurich Financial Market
Introduction
The Zurich Financial Market (ZFM) is the largest financial trading market in Switzerland. Located in Zurich, the ZFM is a leading international trading venue for financial instruments and derivatives. It provides a range of services including cash and derivatives trading, execution, ......
Electronic policy
Introduction
Electronic insurance policy, often referred to as EIP, is an online resource used to simplify the purchase and management of insurance policies. It allows individuals, businesses and organizations to purchase, manage and review policies from the comfort of their own home or office. E......
special risk insurance
Special Risk Insurance
Special Risk Insurance is designed to protect individuals or businesses against losses incurred due to certain specific risks. These risks may include theft, cyber attacks, intentional property and liability losses, damaged or destroyed property, or medical-related losses. ......
Injury insurance
Work Injury Insurance
In today’s working world, it is important to consider the risks of injury and illness associated with our jobs. Work Injury Insurance provides a crucial layer of protection against the financial costs that accompany workplace injuries.
Work Injury Insurance is designed to ......
risk transfer
Risk Transfer
Risk transfer is an important element of risk management. By transferring risks to others, entities can reduce or even eliminate their exposure to financial, operational, and legal losses. It is important for organizations to understand the different tools available for risk transfe......
sickness insurance
Insurance for chronic diseases
As medical technology advances, more and more chronic diseases are manageable. However, these treatments may be expensive and out of reach for those without sufficient insurance coverage. Fortunately, there are now insurance policies available that can provide a fin......
Refusal of insurance
Insurance Refusal
It is not uncommon for an insurance company to refuse to pay an insurance policy under certain circumstances. Refusing to pay a claim is an indication they feel they have determined that they should not have to cover the risk or that some clause of the insurance policy is inappl......
Balanced Pure Premium
Introduction
Risk-based premium rating has become an increasingly popular approach towards pricing insurance products. This approach allows insurance companies to use factors such as the insured’s credit score, driving record, and even occupation in order to assist them in calculating the correc......
social insurance model
Social Insurance Model
The social insurance model is a system of social protection that seeks to insure against the risk of financial loss due to illness, disability, old age, unemployment, or death. The social insurance model is based on the concept of collective risk-sharing and is funded by co......
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