Search results for keyword: drafts
bank draft deposit
Bankers draft deposit
When you need to make a large payment, it can be difficult to carry around a large sum of money. Instead, you can use a bankers draft. A banker’s draft is a negotiable instrument that is similar to a check, with the main difference being that the payment is guaranteed by a ......
05/07/2023 
1038 
Avery
bank overdraft
Overdraft is a type of credit that banks offer their customers, allowing them to spend more money than they have in their account. It works like a loan, but with the added convenience that the customer does not need to worry about making monthly payments.
Overdrafts can be a great way to bridge c......
consumer credit
Consumer Credit
Consumer credit is a type of loan or line of credit extended to consumers to purchase goods and services or finance a purchase or a project. Consumer credit is a means of financing consumption and is often used to buy discretionary items such as cars, jewelry, and other luxury it......
Limited endorsement
A Restricted Endorsement is a type of transaction in which a person, who is currently holding a negotiable instrument, such as a check, drafts the instrument so that it can only be paid to a specific third party. Restricted endorsements, also sometimes referred to as “special endorsements,” are t......
Usance draft
A negotiable instrument which is payable at a fixed or determinable future date and can be transferred from one person to another person is known as a “Promissory Note”. Generally, the date at which Promissory Note becomes payable is called its maturity date. A Promissory Note generally involves......
Financial intermediation
Financial Intermediation
Financial intermediation comprises of the activities undertaken by financial intermediaries - agents and principal institutions to bring investors and borrowers together, pool funds and channel the funds to their desired destination. It simplifies the process of transferri......
mineral corona electrification
Mineral electrical storms with electricity
Minerals have always been abundant on Earth and have also been used by humans in various ways for millennia. But in recent years, research has revealed that some minerals can have electric charges and can create what are known as mineral electrical storm......
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